School Auto Liability


ASC provides expertise in evaluation of damages & liability with experienced personnel. The program can be adapted to K-12 public schools and school district needs by providing experienced personnel that can write estimates, conduct investigations, evaluate liability & legal issues, as well as manage litigation.  The program can be either a “hands on” program with personnel completing the majority of the tasks or more of an oversight service that would include management of outside resources to conduct the activities with an oversight of results and expenditures with use of expertise to guide the matters to a proper resolution. This does include oversight and management of litigation.

The experience provided translates into proper application of relevant damage laws, proper use of contributory negligence applications, as well as legal defense applications based on State & Federal statutes and Case decisions.

ASC provides reporting procedures to excess carriers that can be adapted to their specific needs to facilitate handling of large and complex school claims.

Analysis of policy language and contractual language benefits the customer with regard to proper application of excess policies and the potential to shift liability to other appropriate parties.

Experience with school claims and a knowledge of appropriate Governmental Tort Claims Act immunities for the relevant jurisdiction and its application to schools provides for a proper analysis of liabilities and the application of appropriate defenses in litigation management.

View Case Study “School Bus Damage

Minor impact accident between a school bus and a parked car. The school bus backed into the car. There were multiple students on board. Multiple injuries were alleged by students and all were represented by the same attorney. There was less than $1000 damage to the two vehicles combined. The school had on bus video capabilities.

A meeting was arranged between the public schools, K-12 and school district attorney, claimant attorney and ASC representative to view the video.  In order to preserve the other students privacy rights it was agreed that no copies would be provided & no students except for those alleging injury would be identified. When the claimant attorney had to have the moment of the impact shown to him by time stamp comparisons, due to the lack of movement by the students on the bus, he elected to withdraw all of the claims.  This was a preemptive action taken to resolve the matter prior to litigation and resulted in a significant financial savings for the school both from a damages and legal cost standpoint.

Our experience with school risk management, and school safety programs, as well as with school, and K-12 claims adjusting has proven to be invaluable for public schools, K-12 and school district risk managers and brokers, school safety and school loss control professionals, consultants and risk managers.

Call Alternative Service Concepts, LLC (ASC) at (866) 298-2642, the leader in the school TPA for K-12 public schools and school districts throughout the United States.

With national service capabilities in the continental US, ASC helps schools realize significant cost savings and positive outcomes through effective and efficient claims management in several lines of coverage, including auto liability, property and structural damage, general liability, errors and omissions liability, and workers’ compensation.

Ask about our Dedicated School Claim Adjuster program.

Alternative Service Concepts, LLC

2501 McGavock Pike Suite 802 Nashville TN, 37214 USA

w: 615-360-2800 w: 800-615-2271 f: 615-360-1343

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