Dedicated Unit: Right For You?
ASC's Dedicated Claims Unit model has helped public entities, private businesses and pools of all sizes save up to hundreds of thousands of dollars annually.
If you would like to learn more about saving money and lowering your cost of risk by establishing a dedicated claims unit for your organization, contact us today and request to speak with a sales representative for additional information or to schedule a consultation.
Here are a few questions that can help determine if a dedicated unit is right for your organization:
Do you generate 250 or more new WC or Liability claims per year?
Dedicated adjusters have manageable caseloads that allow for effective claims administration and a proactive return-to-work strategy. A dedicated team can actively communicate with your staff each day and provide them with immediate and always available claim status updates, report generation, RMIS training, and much more.
Do you have safety/loss control needs that aren’t being met?
Loss control measures mean having a staff member with the best possible foresight to eliminate the potential high cost of claims. A dedicated safety person allows you to benefit from a professional who proactively reviews all areas of potential loss to greatly reduce your liability. This professional is available to analyze needed corrections, make appropriate recommendations, report back, then take final corrective measures to protect your staff and those impacting your business.
Do you have uncontrolled managed care costs?
Customized managed care solutions include on-site nurses or the availability to purchase these services at reasonable rates. Instead of settling for TPA provided, assembly line case management services, ASC offers you the ability to customize these services.
Do you have operations in more than one location?
Multi-state locations with different state requirements and varied volumes can present a challenge for in-house operations. ASC offers the flexible option for your staff and ours to work from the CS STARS system together. Now you no longer need to worry about developing adjuster expertise based on state requirements where the volume of claims is low, nor do you need to hire independent adjusters and key their claim information into a RMIS.
Multi-state locations with different state requirements and varied volumes can present a challenge for in-house operations. ASC offers the flexible option for your staff and ours to work from the Riskonnect ClearSight Software Platform RMIS together. Now you no longer need to worry about developing adjuster expertise based on state requirements where the volume of claims is low, nor do you need to hire independent adjusters and key their claim information into a RMIS.
Do you currently administer claims in-house?
Hosted claim systems, unless they are constantly updated, cannot keep up with the mandates from carriers and state/federal reporting requirements. Additionally, staff may be small with no ability to crosstrain or have competent staff available in the event of an absence.
Our system solution is up to date with the latest requirements making you operational in as little as sixty days. ASC also provides qualified staffing to our customers in the event of an absence. These staff members are already trained to use the claim system so you do not have to call a temporary service and hope for the best.
"The basic requirement we had when we went self-insured was a local TPA and local legal counsel. This alone would justify self-insurance in that we have the control necessary to deal with the unique problems facing this school district. In first-dollar policies, it is normal for the insurance company to supply their own TPA and legal staff and, considering the challenges facing any outsider to the local court system, this has never worked out for us." Pike County Schools, Kentucky